diff --git a/src/lib/Gitolite/Conf/Load.pm b/src/lib/Gitolite/Conf/Load.pm
index b6991f8..dcc559c 100644
--- a/src/lib/Gitolite/Conf/Load.pm
+++ b/src/lib/Gitolite/Conf/Load.pm
@@ -255,7 +255,7 @@ sub load_1 {
 
         for my $r (@repos) {
             for my $u (@users) {
-                push @rules, @{ $repos{$r}{$u} } if exists $repos{$r}{$u};
+                push @rules, @{ $repos{$r}{$u} } if exists $repos{$r} and exists $repos{$r}{$u};
             }
         }